Use it all the time. Easy, available 24/7 and have had no problems with it. Saves running to the bank everytime I want to transfer funds. All I need is the account number and sorting code for the recipiant. If the person I want to pay is the same bank as me then I find the money is transfered almost straight away. I second Peckris, a pure alphabetic password should not be used.  Here are a few figures from a recent computer magazine article,  using brute force method, ie using a computer to go through every conceivable combination,  a six number password can be cracked in 9.7 sec  a six letter (lower case) password  50 mins  a six character, numbers and letters 53 hours  a six character, numbers, letters, symbols (®, Œ, «,›, Æ, ¿)  2 years  using smybols in passwords is a pain when typing but as you can see is the hardest to crack.  Another thing that I see all to often is people use that same password for all sites and they tend to use something thats easy to remember like birth dates etc, because its easy. I have cracked my mother in laws email, just for fun of course, because she used the name of her dog as a password, or my brother who uses the name of his wife, big no no. Dont do it!  Use a different password and user name for every site that you have to log into and use a complicated password. Write it down if you have to but store it away from your computer.  Bit of a rant there, sorry, but maybe got you thinking......