Coinery Posted August 18, 2012 Posted August 18, 2012 I Sold a gothic crown about 3 months ago and was asked about insurance, i said the item was worth £1300 and soI had to pay £13,50 postage for the appropropriate insurance. So i think times have changed Stuart and when you pay the correct Level of postal insurance you Claim the same back if lost by the POI think you'll find you still have to provide evidence of your loss, whether you paid £13 or not, but don't quote me, it's been a while since I looked. The whole system would be open to endless fiddles otherwise. Quote
azda Posted August 18, 2012 Posted August 18, 2012 I think there's a 60 day wait. Of course evidence can be provided as at that level the coin must be signed for, it would also be Special delivery, so a signature or pick up from the PO with signature could be easily verifief by the PO and a sucessful claim made. Quote
Coinery Posted August 18, 2012 Posted August 18, 2012 I think there's a 60 day wait. Of course evidence can be provided as at that level the coin must be signed for, it would also be Special delivery, so a signature or pick up from the PO with signature could be easily verifief by the PO and a sucessful claim made.I mean evidence of your FINANCIAL loss, not loss of the item itself! Namely, your receipt for the purchase of your crown, which is hopefully less than you sold it for. I think you may find that this is the amount you can claim, not the £10K someone was silly enough to pay for it!I would imagine in the £46 category they ask few questions, it wouldn't be commercially viable to follow up all the claims (probably a random sampling to meet the insurers criteria, possibly) but, in the £500+ bracket, they'll be checking I bet? Quote
azda Posted August 18, 2012 Posted August 18, 2012 I think there's a 60 day wait. Of course evidence can be provided as at that level the coin must be signed for, it would also be Special delivery, so a signature or pick up from the PO with signature could be easily verifief by the PO and a sucessful claim made.I mean evidence of your FINANCIAL loss, not loss of the item itself! Namely, your receipt for the purchase of your crown, which is hopefully less than you sold it for. I think you may find that this is the amount you can claim, not the £10K someone was silly enough to pay for it!I would imagine in the £46 category they ask few questions, it wouldn't be commercially viable to follow up all the claims (probably a random sampling to meet the insurers criteria, possibly) but, in the £500+ bracket, they'll be checking I bet?If i insure for 1300 quid, thats what i'd expect to recover. Evidence is evident where it was sold, not where bought from. Quote
Coinery Posted August 18, 2012 Posted August 18, 2012 I think there's a 60 day wait. Of course evidence can be provided as at that level the coin must be signed for, it would also be Special delivery, so a signature or pick up from the PO with signature could be easily verifief by the PO and a sucessful claim made.I mean evidence of your FINANCIAL loss, not loss of the item itself! Namely, your receipt for the purchase of your crown, which is hopefully less than you sold it for. I think you may find that this is the amount you can claim, not the £10K someone was silly enough to pay for it!I would imagine in the £46 category they ask few questions, it wouldn't be commercially viable to follow up all the claims (probably a random sampling to meet the insurers criteria, possibly) but, in the £500+ bracket, they'll be checking I bet?If i insure for 1300 quid, thats what i'd expect to recover. Evidence is evident where it was sold, not where bought from.That's fair enough, I'm of the same thinking...but have you ever got from your car insurer what you insured it for? Don't they put all kinds of smallprint into their documents to avoid payment where you believed there was cover? We probably have half a dozen policies and insurances of every which kind, which we believe are protecting us in some way or other, endowment policies, loan protection, pensions, etc. It's payout that counts, and few deliver! Quote
azda Posted August 18, 2012 Posted August 18, 2012 Its the PO Stuart Not an insurance company who really do Rip you off. I've Never had to claim from the PO and hope i never have to, but i'll Pay for the exact cover i need to cover that eventuality and worry about the Rest later Quote
Coinery Posted August 18, 2012 Posted August 18, 2012 Its the PO Stuart Not an insurance company who really do Rip you off. I've Never had to claim from the PO and hope i never have to, but i'll Pay for the exact cover i need to cover that eventuality and worry about the Rest laterTop answer, Dave, it really is the best that any of us can do! We'd still all be queued up now if we attempted to read every bit of small print in life, they can't surely expect that we do? All the smallprint that goes with software, PC updates, banks, life insurance, etc.Let's stick to coins! Quote
TomGoodheart Posted August 23, 2012 Posted August 23, 2012 XF-45?? Really? XF-45 as in choice EF? As in only the slightest of wear to the high points? I think not. Anyone disagree?http://www.ebay.co.uk/itm/Great-Britain-1672-Charles-II-Half-Crown-V-QVARTO-ESC-471-Third-Bust-NGC-XF-45-/221113635480?pt=US_World_Coins&hash=item337b665298 Quote
azda Posted August 23, 2012 Posted August 23, 2012 (edited) XF-45?? Really? XF-45 as in choice EF? As in only the slightest of wear to the high points? I think not. Anyone disagree?http://www.ebay.co.uk/itm/Great-Britain-1672-Charles-II-Half-Crown-V-QVARTO-ESC-471-Third-Bust-NGC-XF-45-/221113635480?pt=US_World_Coins&hash=item337b665298It'll probably be sat there for a while. Thats terrible grading from NGC, obviously they're to relaxed with their standards or someone has a friend who works there Edited August 23, 2012 by azda Quote
Gary D Posted August 23, 2012 Posted August 23, 2012 Obviously moved over to the ebay grade scale. Quote
scott Posted August 23, 2012 Posted August 23, 2012 the person gradining it was a drung as the guy who carved the 7 into the dye Quote
Peckris Posted August 23, 2012 Posted August 23, 2012 the person gradining it was a drung as the guy who carved the 7 into the dye you learning Swahili, scott?That NGC slab is VF max in my book. Even allowing for differences between American and UK "gradining". Quote
Paulus Posted August 23, 2012 Posted August 23, 2012 XF-45?? Really? XF-45 as in choice EF? As in only the slightest of wear to the high points? I think not. Anyone disagree?http://www.ebay.co.uk/itm/Great-Britain-1672-Charles-II-Half-Crown-V-QVARTO-ESC-471-Third-Bust-NGC-XF-45-/221113635480?pt=US_World_Coins&hash=item337b665298A classic case of grading adjusted for type/rarity which it mustn't be, IMHO, there has to be a benchmark we can all rely on from the 'professionals' Quote
azda Posted August 23, 2012 Posted August 23, 2012 There is a Benchmark Paul, its called your own judgement. Just because its behind a slab with a Ticket does'nt mean you or anyone Must agree with it, and in this case we all agree the Ticket grade is bollox Quote
Paulus Posted August 23, 2012 Posted August 23, 2012 There is a Benchmark Paul, its called your own judgement. Just because its behind a slab with a Ticket does'nt mean you or anyone Must agree with it, and in this case we all agree the Ticket grade is bolloxA good point well made Dave, and a reminder that we mustn't put a premium on slabbed coins or drift towards the US model that seems to trust these grades without question and rely on them, it will end up putting me off collecting to be honest if that's the way we go in Europe Quote
azda Posted August 24, 2012 Posted August 24, 2012 There is a Benchmark Paul, its called your own judgement. Just because its behind a slab with a Ticket does'nt mean you or anyone Must agree with it, and in this case we all agree the Ticket grade is bolloxA good point well made Dave, and a reminder that we mustn't put a premium on slabbed coins or drift towards the US model that seems to trust these grades without question and rely on them, it will end up putting me off collecting to be honest if that's the way we go in EuropePaul, never rely on a TPG, especially an American one. Rely on what you have learnt from the forum and your own judgement of grade. I've personally liked many coins but put off by grading, with overgrading comes OTT prices as can be seen by this topic Quote
Coinery Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110f Quote
Peter Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly. Quote
Coinery Posted August 24, 2012 Posted August 24, 2012 (edited) WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly.I reported it this morning too! He's a 'top' seller with a lot of feedback, bet they ignore it!What really annoyed me about this one was the blatant 'what is it'? You mean he couldn't actually read ELIZABETH on the edge of the coin and, putting two and two together (ie the date), realise it probably isn't Elizabeth II? Edited August 24, 2012 by Coinery Quote
Peckris Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly.I reported it this morning too! He's a 'top' seller with a lot of feedback, bet they ignore it!What really annoyed me about this one was the blatant 'what is it'? You mean he couldn't actually read ELIZABETH on the edge of the coin and, putting two and two together (ie the date), realise it probably isn't Elizabeth II?I've messaged him: "INTERESTING COIN DATED 1562 - WHAT IS IT?" - it's a replica coin, composition uncertain, but the thickness tells me it may be lead or pewter. I used to be a dealer and was taken in by one of these in the early days, and had to refund the sale price to the buyer. Since then I've become expert at spotting them. Yours is almost identical to the item I had.I'd recommend you either withdraw the item and relist it, or amend the description to reflect the fact it's a replica. Hopefully he will take the hint, but don't hold your breath... Quote
Coinery Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly.I reported it this morning too! He's a 'top' seller with a lot of feedback, bet they ignore it!What really annoyed me about this one was the blatant 'what is it'? You mean he couldn't actually read ELIZABETH on the edge of the coin and, putting two and two together (ie the date), realise it probably isn't Elizabeth II?I've messaged him: "INTERESTING COIN DATED 1562 - WHAT IS IT?" - it's a replica coin, composition uncertain, but the thickness tells me it may be lead or pewter. I used to be a dealer and was taken in by one of these in the early days, and had to refund the sale price to the buyer. Since then I've become expert at spotting them. Yours is almost identical to the item I had.I'd recommend you either withdraw the item and relist it, or amend the description to reflect the fact it's a replica. Hopefully he will take the hint, but don't hold your breath...I'm turning blue already, Peck! We should definately have a dedicated thread for OBVIOUS ebay fakes, which has all members emailing simultanteously! From a specially dedicated ebay account, goes without saying of course! I think the fake-meisters would soon tire of it! Quote
Peckris Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly.I reported it this morning too! He's a 'top' seller with a lot of feedback, bet they ignore it!What really annoyed me about this one was the blatant 'what is it'? You mean he couldn't actually read ELIZABETH on the edge of the coin and, putting two and two together (ie the date), realise it probably isn't Elizabeth II?I've messaged him: "INTERESTING COIN DATED 1562 - WHAT IS IT?" - it's a replica coin, composition uncertain, but the thickness tells me it may be lead or pewter. I used to be a dealer and was taken in by one of these in the early days, and had to refund the sale price to the buyer. Since then I've become expert at spotting them. Yours is almost identical to the item I had.I'd recommend you either withdraw the item and relist it, or amend the description to reflect the fact it's a replica. Hopefully he will take the hint, but don't hold your breath...I'm turning blue already, Peck! We should definately have a dedicated thread for OBVIOUS ebay fakes, which has all members emailing simultanteously! From a specially dedicated ebay account, goes without saying of course! I think the fake-meisters would soon tire of it! I actually got a polite, but rather incoherent reply, to the effect it was too late to change the listing with only 12 hours to go!!! Quote
Coinery Posted August 24, 2012 Posted August 24, 2012 WHAT a cheeky bugger! http://www.ebay.co.uk/itm/INTERESTING-COIN-DATED-1562-WHAT-IS-IT-/180954468623?pt=UK_Antiques_Other_RL&hash=item2a21ba110fI have emailed him twice.The first time telling him it was a pewter replica.The 2nd time asking him why he hadn't added this to the listing.Reported to ebay who do diddly.I reported it this morning too! He's a 'top' seller with a lot of feedback, bet they ignore it!What really annoyed me about this one was the blatant 'what is it'? You mean he couldn't actually read ELIZABETH on the edge of the coin and, putting two and two together (ie the date), realise it probably isn't Elizabeth II?I've messaged him: "INTERESTING COIN DATED 1562 - WHAT IS IT?" - it's a replica coin, composition uncertain, but the thickness tells me it may be lead or pewter. I used to be a dealer and was taken in by one of these in the early days, and had to refund the sale price to the buyer. Since then I've become expert at spotting them. Yours is almost identical to the item I had.I'd recommend you either withdraw the item and relist it, or amend the description to reflect the fact it's a replica. Hopefully he will take the hint, but don't hold your breath...I'm turning blue already, Peck! We should definately have a dedicated thread for OBVIOUS ebay fakes, which has all members emailing simultanteously! From a specially dedicated ebay account, goes without saying of course! I think the fake-meisters would soon tire of it! I actually got a polite, but rather incoherent reply, to the effect it was too late to change the listing with only 12 hours to go!!!Looks like eBay are going to turn a blind eye and let some sucker get suckered! Over 5000 feedback, forgone conclusion really! Quote
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