This is what my garden looks like in the cold and damp!!
Cycad, Musa, Echium, Canna, Hedychium all wrapped up.
Soil heaters in the pots if it gets very cold.
I fit a translucent tarp across the veranda, and we get a small room full of plants to play cards in in the winter!
Lemon/lime cross full of fruit this year- gonna do some lime pickle....!!