I'm clarifying a question raised Pete, that's why this forum exists, to answer questions, regardless if it regards CGS LCGS or Londoncoins, the concept of this has been around since the forum started and even since you joined, i know you're sick of hearing it, but there might be another 2000 people who join in the next few years who are new to all this and will ask the same questions as we're answering right now, and it will be explained again and again and again......
Get used to that......