Declan Invest in a double decker and we will rent a floor off you Because I haven't been busy for the past 18 months I've invested in a 3 way ladder and expanded by tool collection 5 fold.I'm often seen lurking near DIY outlets and builders merchants. We've had a rethink on the ratrace and I've taken a few steps back.I went self employed 7 years ago to ease up but for the first 5 years a weeks holiday and no sickness plus working most weekends was order of the day. Crisis...what crisis...tomorrow I have to do about 2 hrs work and make a few calls.Walk the dog,make my wife lunch,confirm a purchase for a few coins and put a couple more shelves up in the study. I'm beyond worrying about savings and pensions and have even just got hold of an allotment and have never been happier.