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Ok, looking more closely .. this bun head type Victorian farthing is in reasonable condition say Good Very Fine (I'm usually a bit conservative) nice colour and a heavy strike that has caused slight undulations in planchet finish especially Reverse field it seems and high rims. There seems to be a couple of very tiny verdigris spots on Obverse, with a couple of small stains that don't detract and perhaps very light finger marks. Strike is very slightly off centre causing uneven beading on perimeter of coin. All in all though a nice example.

For me small nicks scarcely matter (I'd rather have a GF with a small nick than an F without one). I guess they would if I was collecting FDC or to a lesser extent EF.

Welcome to the forum. Reading is always good, that's the theory part, but having coins in your hand will give you better experience. My personal piece of advice is, don't buy less than EF these days, if VF is all you can afford then maybe try and save a little while longer, it will be worth it in the end. Most of all, have fun collecting, it can be a little cut throat out there these days. Read through the forum, you'll see many varied topics, hopefully these will help on the journey. There is also many many pictures on here of members coins, try and compare should a similar Coin take your imterest. If in doubt questions are Always free to ask.

It really is a piece of p*** cake