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Hi Ian.
Small florescent dots as on both sides of the 1902 penny you bought are signs of live verd of which only a couple will be detrimental should you decide to sell.
They are probably easily removed and of no concern but better to look out for.
If a couple of dots show (live)it is always having a look at the remainder of the coin before buying.
The live verd may now only show as spots but the remainder may have left / leave corrosion.
Oxidisation and poor storage will leave a green tinge or colour.
On common coins such as the 1902 better left alone.
Its a lovely coin but take note if you start spending over £50 on another date for one.
Pete.