I'm not so sure about the collectors of UNC coins running out of money in the near future. Most collectors are people who live within their means and tend to have a bit of spare cash lying around. To buy lower grades in order to continue acquiring at the same rate doesn't fit the collecting mentality. If you want high grade coins you will continue to collect them. A collection is typically made up of a long term set of purchasing decisions. Some coins you will overpay for, others will be cheap, but in the long run things will even themselves out. It might possibly happen when the wants list is reduced to a handful of coins which they haven't a cat in hells chance of affording and the desire to complete is overwhelming, but otherwise I think most collectors will stay focussed. Sorry, probably mis interpreted what i was saying, i meant, those who would normally try and take a stab at UNC coins might drop down a grade in order to continue their collection, sooner or later UNCs are going to be beyond some of us, depending on what we collect. Auction house prices have been double or even triple book (my assuption is that it's the Americans snapping these up to slab to make quick profit) Orrrrrrrrrr perhaps out dear Spink has been undervaluing our coins for quite some time, and the preverbiale sheeeet might hit the fan sooner or later