My goodness you have been busy gentlemen, It certainly makes very interesting reading for me "as the ignorant" (sorry Rob I know what you meant really!). I have to agree that whilst I realise that I need to become experienced and competent with the grading systems out there, at this stage the actual skill of knowing what features to look for that make it a decent coin is the most important. The full nose is a great example – so at least if I find a shilling between 1914 -1918 with this feature regardless of what the said grading, I will know it’s probably a good buy. Likewise knowing if a coin has been dipped, cleaned, forged, or of a scarcer micro variety is greatly useful and I thank you all for contributing with this information. Thanks for those links Asda, it is good to compare the two, I think I would have rejected the first because of the scratches and overlooked the second because I couldn’t see the BM clearly – that’s an example of how I have been selecting coins in the past!