From what you are saying, I'm not sure this is the right way to go. Surely the info you need is the price you paid for it a this will have a more significant role in any insurance claim than any theoretical price for a coin in what will be a subjective grade, slabbed or otherwise. Any prices given by Spink, this Coin Elite program, Krause, CCGB or any other publication can only be an approximation to the market value as these change on a daily basis and from dealer to dealer, auction to auction. Unless the programmers have an all encompassing pricing database (which for $79 I doubt) it is unlikely to be very accurate. Very few coins are precisely Fine, VF, EF or UNC and so these prices are inevitably fairly meaningless. All pricing info also leads the average collector to inaccurate assessments of value because most people overgrade their coins.