Rob, perhaps I didn't explain myself clearly enough or what I wrote hasnt come across right?? I don't want to buy at melt point, but don't mind paying for a good quality coin, but there must be some places to buy good quality raw coins as oppose to London dealers who command top $$. For instance there is only 1 Coin dealer that is near me and that's Peter Morris in Bromley, I live in Bexleyheath its hardly local but its the only place apart from going to London, and he doesn't have any sovereigns at the moment (according to website) and no I wont buy from some Nigerian scamster. I have just looked at Predecimal site and their coins are at a reasonable price, this is what I am referring to. Nordle11 I will start that light reading, thank you. Please remember gents that I am new to this and need nurturing(sp?) and guiding form all you "Grand Oracles" on these forum.