Hard work doesn't always equate to more money, and when it does, you will still be faced with the dilemma of only being able to afford the earth and not the earth + the 62 moons of Saturn. You are right though - it boils down to wanting everything instantly and I like your point about setting realistic goals. Hah good point. I suppose then if you're happy with the VF or EF coins and feel they do justice to the date run it's fine. Tied in with Rob's point I think having clearer defined and financially realistic goals will help. This particular goal could be changed to "I want all the Edward VII shillings in EF+ except for 1905, for which I want a nice VF" and I guess there's no rush. I think I'd be pretty happy with this At the same time?